சித்திர‌ம் பேசுத‌டீ…. (A Tamilanin Attempt)

June 15, 2012

Say No to Tesco CAR Insurance – Learn to Live 1

I have had my policies changes from different insurance in the last 3 years and never faced this issue. This is kind of surprising and More of Annoying.

This time it is with Administration Charges.
Charging a customer to amend the policy for Change of ADDRESS. Its really a Pain. I ended up paying £130 approximate for keeping me updated with the policy details. My Previous policy guys did not do it. Charging a customer for just changing the address even for the same county or same post code is still totally a ridiculous activity.

As being a Net savvy customers, we use sites like Confused and Compare the Market to seek out the best price.
Appearing at or very near the top of these sites results pages is the be all and end all for many insurers now.
To achieve this they are stripping out all the extras and policy benefits in order to give a bare bones product. On motor they taking out the courtesy car / legal expenses / breakdown covers.
On household they take out legal expenses, cycle and frozen food covers for starters.
They will also impose tougher terms, e.g. restrictions in cover, lower limits or higher excesses.
They will also strip out the usual policy admin costs and charge these as and when they arise, like in my case.
You might be able to find the below statement provided if you can read so much carefully each and every line of the documents the Insurance company provides.
“If any of the information You have provided Us in relation to Your Policy changes You must let Us know immediately as this could affect the protection of Your cover in the event of a claim. Policy amendments resulting in a change in risk are subject to an amendment charge.”

Result of Our selection will be A cheap policy but with extra costs should you wish to improve the cover or change anything.

Looking for Car insurance in future. Know if you have any administration charges and Any such hidden charges.
Also, Dont forget to let me know if you faced any such similar Costs from Tesco or similar issues with your Insurance company. Suggest Me the Insurance Co. you are happy with in UK

My Overall satification rating is with “Quinn Direct” Insurance company. Waiting for my policy to end to Move back to them. Let me know and Pass it on!!..

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